Finding dependable tenants is one of the most important aspects of successful property management. The right tenant can help protect your property, ensure consistent rental income, and minimise the risk of disputes. Here are five essential tips to help UK landlords choose reliable tenants, while staying fully compliant with legal requirements.

Thorough Referencing
Referencing is a critical first step in tenant selection. It helps landlords evaluate a potential tenant’s background, character, and financial responsibility. Use a professional referencing service or property manager to verify the tenant’s identity, address history, employment status, income, and creditworthiness. Additionally, request references from previous landlords to assess how well the tenant maintained their last property and whether they paid rent on time.

Under the Landlord and Tenant Act 1985, tenants are expected to behave in a tenant-like manner—referencing helps identify individuals who are likely to meet that standard.

Verify Income and Affordability
Ensuring that a prospective tenant can comfortably afford the rent is key to reducing the risk of arrears. A good rule of thumb is that the tenant’s gross monthly income should be at least 2.5 to 3 times the monthly rent.

Request documentation such as recent payslips, employment contracts, and bank statements to confirm financial stability. If the tenant’s income is inconsistent or low, you may want to consider a guarantor who meets the financial and credit check criteria.

Fulfil Right to Rent and Legal Checks
Landlords in England are legally required to carry out Right to Rent checks under the Immigration Act 2014. This involves verifying that the tenant has the legal right to reside in the UK. Acceptable documentation includes valid passports, visas, or proof of settled status.

Copies of these documents must be taken, dated, and retained securely for at least one year after the tenancy ends. Failure to conduct these checks can result in substantial fines or legal penalties.

Use a Written Tenancy Agreement
A comprehensive, legally compliant tenancy agreement protects both parties by clearly defining expectations and responsibilities. Your tenancy agreement should specify the rent amount, due dates, deposit details, maintenance obligations, and notice periods.

Most rental agreements in the UK fall under the Housing Act 1988 as Assured Shorthold Tenancies (ASTs), and having everything in writing ensures legal enforceability and clarity throughout the tenancy.

Partner With a Professional Letting Agent
The process of screening tenants can be time-consuming and prone to mistakes without professional experience. A trusted letting or property management agency like NACCS can handle everything from referencing and documentation to rent collection and ongoing tenant communication.

At NACCS, we go beyond just tenant placement. We offer guaranteed rent, a zero-commission model, and expert support across all aspects of property management—giving you peace of mind and a truly hands-off experience.

Final Thoughts
Choosing reliable tenants is not just about filling a property quickly—it’s about safeguarding your investment and ensuring a smooth, long-term tenancy. By following these steps and seeking expert support where needed, you can protect your income and reduce unnecessary risk which can be costly and time consuming.

If you want to avoid the hassle of tenant selection altogether, contact NACCS today to learn how we can help.